N26 — Love your bank 3.127

N26 GmbH ❘ Freeware ❘
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**Listed in Forbes’ World’s Best Banks 2022**

N26: The Mobile Banking Solution

N26 is Europe's pioneer in mobile banking, offering a comprehensive platform for managing your finances seamlessly. With over 8 million satisfied customers across 24 countries, N26 has gained a reputation for its user-friendly features and transparent services. Here's why N26 is the preferred choice for many:

Efficiency at Your Fingertips

Enjoy the convenience of opening an online bank account within minutes by simply downloading the N26 app. With a virtual or physical Mastercard debit card, compatible with Apple Pay, you can start using your account immediately.

Fair and Transparent Banking

Say goodbye to hidden fees as N26 provides a fee-free banking experience. There are no ATM fees, no minimum account balance requirements, and no foreign transaction fees. Upgrade to premium membership for free worldwide ATM withdrawals.

Real-Time Transaction Updates

Stay in the loop with instant push notifications for every transaction, ensuring you always have full visibility and control over your finances.

Take Control of Your Account

Empower yourself with features that allow you to take charge of your banking activities. Lock or unlock your card, reset your card PIN, set spending and withdrawal limits, and enable or disable international payments, online transactions, and contactless payments.

Crypto Integration for a Holistic Banking Experience

Experience the future of finance within a single app by instantly buying and selling nearly 200 cryptocurrencies, including popular options like Bitcoin and Ethereum. (*N26 Crypto is powered by Bitpanda. Please check our website for availability in your country. None of the statements constitute investment advice.)

Seamless International Transfers

Effortlessly send money in over 38 currencies through Wise (formerly TransferWise) within the N26 app, securing the real market exchange rate every time.

Simplified Saving and Budgeting

Effectively manage your money with features like Income Sorter, Roundups to save more, and Monthly Wrap-Up, ensuring you stay on top of your expenses.

Frictionless Payments

Send and receive instant bank transfers within the SEPA area with ease. Enjoy free ATM withdrawals or explore CASH26, allowing you to deposit or withdraw cash at over 15,500 retail stores in Germany, Austria, Italy, Spain, and Greece.

Exclusive Benefits with N26 Perks

Unlock exclusive offers from your favorite brands with N26 Perks, enhancing your overall banking experience.

Safety and Security

Rest assured knowing that N26 is a fully licensed bank, providing up to €100,000 protection through the German Deposit Protection Scheme. Enjoy additional peace of mind with 3D Secure protection when shopping online.

Reliable Customer Support

Count on our dedicated team of N26 Specialists available 24/7 to assist you. Connect with us through live chat or call our premium customer hotline for personalized support.

Tailored Account Options

Choose the account that best suits your needs:

For Individual Use:
- N26 Standard: A free digital bank account designed for everyday use.
- N26 Smart: A comprehensive bank account featuring a colorful Mastercard and powerful tools for confident spending and saving.
- N26 You: A premium bank account offering travel insurance, a colorful Mastercard, and free withdrawals abroad.
- N26 Metal: An exclusive banking experience with an insurance package, metal Mastercard, priority support hotline, exclusive N26 Crypto perks, and free withdrawals abroad.

For Freelancers and the Self-Employed:
- N26 Business Standard: A free business account for everyday banking needs, providing 0.1% cashback.
- N26 Business Smart: A business account with a colorful Mastercard, additional sub-accounts, and intelligent budgeting tools.
- N26 Business You: A premium business account offering travel insurance, a colorful Mastercard, and free withdrawals abroad.
- N26 Business Metal: An exclusive business account with an insurance package, 0.5% cashback, a metal Mastercard, and free withdrawals abroad.

Additional N26 Products include:
- N26 Overdraft: Get approved for an overdraft of up to €10,000 within minutes (available in Germany and Austria).
- N26 Credit: Access credit loans ranging from €1,000 to €50,000 with a hassle-free application process (loan maximum varies by market; available in Germany and France).
- N26 Insurance: Easily purchase on-demand insurance through the app to protect your valued possessions.

N26 has garnered recognition from numerous esteemed publications worldwide, including TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, and FAZ. With over 333,000 five-star reviews globally, N26 remains dedicated to providing exceptional banking services.

For more information, please refer to our Imprint & Cookie Policy at n26.com/app.

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